Use your car or house and get the best rates!
What is a secured loan?
Also known as refinancing, this is a type of credit in which you use an asset, such as a vehicle or real estate, to guarantee payment on your loan. This gives you access to the lowest interest rates on the market: from 0.99% per month!
In this type of loan, you can transform a percentage of the value of your asset into credit to get your plans out of the paper, open your business and pay off your debts!
Why is Creditas Secured Loan Best?
To set the interest rate on a loan, traditional financial institutions take into account 2 factors: default risk and transaction costs.
At Creditas we do it differently. By allowing you to use an asset as collateral, you are also taking a risk. That’s why we were able to offer you lower rates and smaller installments, helping to further reduce the risk of default.
In addition, our costs are lower because our process is digital and we do not have branches. This also allows us to offer the lowest rates for you!
best rate 0.99% p.m 6.80% p.m 12.24% p.m
Loan with Credit Card Loan
personal property credit
AVERAGE RATES RELEASED BY THE CENTRAL BANK IN MAY/2019
How is the process at Creditas?
“Request
You make a loan request with us and we show you your personalized proposal
Release
Once approved, we help you with the formalization process until the amount drops into your account.
Why choose Creditas?
lower rates
There’s no secret. When you place your property as collateral, the risk decreases and we can offer you lower interest rates.
We are a marketplace
We have resources from different sources to lend you, which lowers interest rates and increases your chances of approval.
More technology and transparency
You do everything online and we do the hard work. The process is faster and you don’t get in lines.
we are like you
We know that every customer has a need. Our consultants will help you make the best decision!”
